Credit Quality Associate

While we appreciate all applicants, only applications received via Sagicor's career portal https://career4.successfactors.com/career?company=sagicorfinP2 will be considered.

"Looking for a diverse and rewarding career? If you're looking to grow your career within a stable and growing financial services company, then Sagicor may be right for you!"

Sagicor Bank Jamaica Limited is seeking a suitable candidate to join our Credit Risk team in the capacity of:

Credit Quality Associate

Conduct Post Loan Reviews for the Retail Banking Portfolio while ensuring that the origination, adjudication and management is in accordance with Credit Policies and Procedures.

Location: Kingston

As a Credit Quality Associate, you will:

• Review the Credit Underwriting practices of the loans disbursed and ensure that approval is granted within established credit policy guidelines, procedures and statutory regulations.
• Report findings objectively and make appropriate recommendations for corrective actions and/or improvements to resolve gaps and mitigate risk.
• Provide immediate feedback to Lenders/Branch Managers on adversely rated findings.
• Make recommendations on generally accepted Banking Practices to enhance efficiency.
• Update incoming files log with the records of all files requested, received, reviewed, and dispatched.
• Verify data for retail banking credit applications submitted for adjudication in compliance with standards, policies and guidelines for Total Single Name Exposures (TSNE).
• Ensure that the service level agreements are maintained.
• Perform other job-related duties assigned from time to time.

What do you need?

• Bachelor’s degree in Banking, Business Administration, or equivalent qualification from a recognized tertiary institution.
• Minimum of two (2) years’ working experience in banking or other financial institution, with experience in credit risk management, lending, or similar discipline.
• Credit Risk Management training would be an asset.
• Strong sense of confidentiality, impartiality, and objectivity.
• Effective oral and written communication skills.
• High level of professionalism and ethical standards.
• High level of enthusiasm – proactive and self-disciplined.
• Proficiency in the use of banking technology and Microsoft Office Suite.

If this role is of interest to you, kindly submit an application via Sagicor's career portal no later than December 13, 2024.

While we appreciate all applications, only shortlisted candidates will be contacted.