The Loans Officer will be responsible for assisting the company in achieving its loan targets by selling, facilitating and managing a portfolio of loans.

Loans Officer

Key Functions and Responsibilities

• Manage a portfolio of loans.
• Interview loan applicants, assess applications and make recommendations.
• Ensure proper maintenance of records associated with the loan applications.
• Prepare reports and position papers on behalf of loan beneficiaries.
• Ensure that relevant security documents are accurately executed and loans are disbursed in accordance with procedures.
• Assist with the collection of assigned delinquent loans.
• Maintain a good relationship with borrowers and other stakeholders.

 Qualifications and Experience 

• A Bachelor’s degree in Banking and Finance, Accounting, Management or a related discipline and two years work experience in a similar capacity.

                       OR

• An Associate degree in banking and Finance, Accounting, Management or a related field and four years experience in a similar capacity.

 Core Competencies

• Ability to maintain high level of confidentiality
• Demonstrated good time-management skills
• Excellent interpersonal and customer service skills
• Excellent oral and written communication skills
• Ability to work speedily and accurately under pressure

 Job Summary 

• The Loans Officer will be responsible for assisting the company in achieving its loan targets by selling, facilitating and managing a portfolio of loans.

 Knowledge

• Employment Rights Act
• Other relevant legislation
• Business management procedures
• Principles of Microsoft Office
• Credit administration principles, practices and procedures