Credit Manager

As a key member of the relationship team, the Credit Manager provides direct support to the relationship team by working within their assigned portfolio and is responsible for the delivery of the credit solutions to both existing and new clients.

About Us

CIBC FirstCaribbean is a major Caribbean bank offering a full range of market-leading financial services in Corporate Banking, Retail Banking, Wealth Management, Credit Cards, Treasury Sales and trading and Investment Banking. We are a large, regionally listed bank in the English and Dutch speaking Caribbean. The bank has over 2,600 staff; 54 branches, 22 banking centres and offices in 15 regional markets.

Corporate & Investment Banking

Our commercial clients need the best support to deliver the best to their clients. Our team steps in to deliver the value, solutions, and products to keep our clients competitive. We recommend alternatives to grow their investments and discern what they need before they ask!

About the Role

As a key member of the relationship team, the Credit Manager provides direct support to the relationship team by working within their assigned portfolio and is responsible for the delivery of the credit solutions to both existing and new clients. The incumbent understands the Bank’s clients’ operations to identify opportunities to provide appropriate financial solutions.

About Success

• Develops and maintains a working knowledge of clients’ companies, industry and regulatory issues impacting economic / political trends and clients’ requirements in order to develop appropriate credit solutions. The incumbent has accountability for the effective delivery of governance, risk management, controls and compliance within their area of responsibility.
• Effectively manages, monitors and controls the entire (end to end) credit process for new loans, including application / processing / underwriting / approval / closing), and post-closing documentation reviews for assigned portfolio as well as conducting reviews of the facilities as required.
• Assists the team to maintain and grow strong relationships with existing clients with a view to protecting the Bank’s existing client base and also maximising revenue generation from these relationships.

About You

• Thorough understanding of regulatory and bank prudential limits.
• Highly numerate and possess good IT skills.
• Graduate status with ACIB or accounting / professional qualification.
• Excellent understanding of financial statements and accounting principles.
• Excellent analytical ability including demonstrated knowledge of cash flow analysis and financial modeling capabilities.
• Excellent verbal and written communication skills

About the Offer

We use the same innovation and vigour for our benefits and reward package. It is attractively structured and performance bonuses are offered. You will have a challenging, diverse experience with opportunities for professional growth. We value agility, collaboration, integrity, sense of ownership and urgency.