Credit Officer

Are you detail-oriented and thrive on following standard policies, procedures and processes? If yes, we have an exciting role for you with a new start-up - so apply to us today!

SCOPE OF THE ROLE

The Credit Officer will be responsible for the development and maintenance of a high-quality credit portfolio.

MAIN DUTIES and RESPONSIBILITIES

• Evaluate loan applications in accordance with the company’s Lending Policy and guidelines.
• Deliver sound credit risk decisions within the service level agreement.
• Assist with portfolio reviews for adherence to established performance standards and provide feedback to relevant stakeholders.
• Prepare reports for management and other stakeholders on a monthly, quarterly or other basis as requested by the Chief Risk Officer.
• Assist with delinquency management, as required.
• Perform other related duties as assigned from time to time.

KEY COMPETENCIES AND SKILLS

• Strong computer skills and proficiency in Microsoft Office Suite.
• Excellent oral and written communication skills, and interpersonal skills.
• Strong analytical skills and diligence.
• High levels of integrity, confidentiality and professionalism.
• Ability to work independently and deliver timely results with minimal supervision.
• Experience in people management would be an asset
• Experience in portfolio analysis would be an asset

EDUCATION, TRAINING & WORK EXPERIENCE REQUIRED

• First Degree in Banking, Finance, Accounting, Business Administration or related field from a recognized university or equivalent professional qualifications.
• Minimum of three (3) years’ experience in the financial sector.
• Fair knowledge of the financial sector laws, regulations and ethics.
• Experience in retail lending would be an asset.