Credit Quality Officer

While we appreciate all applicants, only applications received via Sagicor's career portal https://career4.successfactors.com/career?company=sagicorfinP2 will be considered. Career Opportunities

"Looking for a diverse and rewarding career? If you're looking to grow your career within a stable and growing financial services company, then Sagicor may be right for you!"

Sagicor Bank Jamaica Limited is seeking a suitable candidate to join our Credit Risk team in the capacity of:

Credit Quality Officer

Conduct Post Loan Reviews for the Retail Banking Portfolio while ensuring that the origination, adjudication and management is in accordance with Credit Policies and Procedures.

Location: Kingston

As a Credit Quality Officer, you will:

• Review the Credit Underwriting practices of the loans disbursed and ensure that approval is granted within established credit policy guidelines, procedures and statutory regulations.
• Report findings objectively and make appropriate recommendations for corrective actions and/or improvements to resolve gaps and mitigate risk.
• Provide immediate feedback to Lenders/Branch Managers on adversely rated findings.
• Make recommendations on generally accepted Banking Practices to enhance efficiency.
• Update incoming files log with the records of all files requested, received, reviewed, and dispatched.
• Verify data for retail banking credit applications submitted for adjudication in compliance with standards, policies and guidelines for Total Single Name Exposures (TSNE).
• Review the findings from post loan quality reviews and identify deficiencies associated with the Credit Risk Adjudicators.
• Prepare and submit findings to Senior Management.
• Review active Overdraft/Excess Report by branch for Retail Banking accounts and identify accounts which are out of order and prepare report of overdraft findings.
• Review client disputes submitted by Credit Bureaus and internal client and liaise with Branch Managers and Credit Risk Seniors to provide accurate data to the Bureaus.
• Perform other job-related duties assigned from time to time.

What do you need?

• Bachelor’s degree in Banking, Business Administration, or equivalent qualification from a recognized tertiary institution.
• Minimum of four (4) years’ working experience in banking or other financial institution, with experience in credit risk management, lending, or similar discipline.
• Credit Risk Management training would be an asset.
• Strong sense of confidentiality, impartiality, and objectivity.
• Effective oral and written communication skills.
• High level of professionalism and ethical standards.
• High level of enthusiasm – proactive and self-disciplined.
• Proficiency in the use of banking technology and Microsoft Office Suite.
• Ensure that the service level agreements are maintained.

If this role is of interest to you, kindly submit an application via Sagicor's career portal no later than November 1, 2024.

While we appreciate all applications, only shortlisted candidates will be contacted. 

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