Assistant Manager – Credit Risk

While we appreciate all applicants, only applications received via Sagicor's career portal https://career4.successfactors.com/career?company=sagicorfinP2 will be considered. Career Opportunities

"Looking for a diverse and rewarding career? If you're looking to grow your career within a stable and growing financial services company, then Sagicor may be right for you!"

Sagicor Bank Jamaica Limited is seeking a suitable candidate to join our Credit Risk team in the capacity of:

Assistant Manager – Credit Risk

Have direct focus on adjudication and oversight of the Bank’s retail credit portfolio.

Location: Kingston

As an Assistant Manager – Credit Risk, you will:

• Adjudicate retail credit transactions:
  • Assess credit transactions within delegated lending limits using sound judgement and adherence to policy, taking a balanced approach to asset growth and portfolio quality.
• Accurately identify, mitigate and rate risks.
• Provide support to the retail units in developing and structuring loan facilities to ensure solid credit worthiness.
• Serve as support administrator for the retail loan origination system (RLOS) in conjunction with Credit Risk team.
• Ensure all applications are submitted in accordance with established rules and guidelines.
• Escalate any technological issues or issues requiring intervention by internal IT administrators and/or the vendor.
• Provide support to the credit risk managers in monitoring the Bank’s credit portfolio.
• Prepare regular and ad-hoc reports on request in relation to retail adjudication and the retail credit portfolio.
• Represent credit risk on working groups and committees as may be established from time to time in support of the Bank’s strategic initiatives.
• Perform other job-related duties assigned from time to time.

What do you need?

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or relevant discipline from a recognized tertiary institution.
• At least three (3) years working experience in credit risk management or related field.
• Successful completion of a risk management designation/ training would be an asset.
• Knowledge of regulatory and legal framework is highly recommended.
• Proficiency in the use of computer software packages such as word processing and spreadsheet applications.
• Strong proficiency in technology solutions would be an asset.
• Ability to communicate effectively.
• Self-motivated and able to use initiative.
• Ability to work with minimal supervision in meeting deadlines.
• High degree of confidentiality and professionalism.
• Knowledge of banking regulatory and legal framework.
• Proficiency in the use of banking technology.
• Strong and proven credit risk assessment and analytical skills.
• Solid knowledge of the relevant Jamaican laws/ acts as it relates to lending.
• Sound decision making and problems solving skills.
• Sound grasp and understanding of the tenets of lending and the practical applications of the principles.

If this role is of interest to you, kindly submit an application via Sagicor's career portal no later than February 21, 2025.

While we appreciate all applications, only shortlisted candidates will be contacted.