• Analyze material business credit proposals from NCBJ and other relevant subsidiaries of NCBFG across various sectors and countries up to the assigned Credit Assessment Level and provide advice and counsel. • Make supported recommendations to the appropriate GRMD management levels for authorization for total credit facilities in excess of the single Credit Assessment Levels. Where applicable, Memoranda are to be prepared for NCBFG, NCBJ, and other subsidiaries in NCB Financial Group to the respective Board Risk Management Committees and the Board of Directors. • Conduct quarterly portfolio reviews for MSME and Large SMEs credits approved by Group Underwriting Unit (NCBJ) and credits approved by Group subsidiaries to ascertain whether the credits were approved within credit risk policies, procedures and guidelines, justifications duly noted for any exceptions and appropriate documentation is held. • Monitoring of assigned portfolio of NCBJ Commercial and Corporate accounts by Sectors with emphasis on the general performance of credit facilities, ensuring compliance with annual review requirements and reviewing quarterly Watch List accounts • Assist with the review of credit risk policies and procedures and also business product programmes for NCBJ and other subsidiaries in NCB Financial Group. • Provide support to the digital lending labs and any initiatives related to the business lending journey, and address queries on credit risk policies and procedures and product programmes and provide any necessary clarifications or insights that may be required.
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