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Identify defaulted and/or delinquent accounts that are in line with criteria for legal action.
Prepare legal letters for distribution to delinquent customers.
Conduct follow-up calls on all legal letters distributed to customers.
Retrieve, prepare and submit all company documents for accounts designated for legal action to the local law courts and attorneys.
Follow-up on court submissions to ensure the effective recovery of bad debt within the shortest possible timeframe.
Maintain an accurate, up-to-date database on all customer payments and letters distributed as well as any current court matters.
Receive and process payments to external agencies in accordance with company guidelines.
Complete status reports on pre-legal, legal and bad debt accounts including payments recovered.
Negotiate settlement of delinquent accounts in accordance with Company’s guidelines.
Perform any other reasonable and related duties as delegated from time to time by Management.
Knowledge, Skills and Competencies Required:
Knowledge of operations and products in a Consumer Finance Department
Knowledge of Hire Purchase Act
Ability to work as part of a team as well as on one’s own.
Maintains a high standard of honesty and ethical behavior.
Must be organized, goal-oriented, self-motivated, detail-oriented, persistent and committed, able to cope well in stress-related environments and possess computer literacy skills.
Excellent stress management skills.
Excellent written and oral communication and interpersonal skills.
Ability to work under minimal supervision and in a team environment, meet deadlines and respond to concerns and issues on very short notice.
Analytical and problem-solving skills.
Education and Experience Required:
Five (5) CXC passes including Mathematics and English Language.
Two (2) years’ relevant experience.
Experience in a customer service environment would be an asset.
Experience in high-risk debt collection.
Experience in presenting delinquency matters in a Court of Law would be an asset.
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Administrator - Legal
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